Featuring real estate articles and information to help real estate buyers and sellers. The Nest features writings from Georges Benoliel and other real estate professionals. Georges is the Co-Founder of NestApple and has been working as an active real estate investor for over a decade.
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A contingent offer includes conditions that the buyer needs to meet before closing, disclosed upfront rather than left as a surprise, covering financing, appraisal, and inspection. NYC also has the Hubbard clause, named after a 1987 case, which requires you… Read More
Renting an apartment in NYC has a lot of perks. Renting offers flexibility, cost savings, and a low-maintenance lifestyle compared to buying a home. However, there’s one significant drawback to renting vs. buying. It’s tough to personalize a rental. To… Read More
When buying and selling a home, what is Manhattan MLS in real estate markets? What is an MLS listing NY or an MLS number? Where can I search to buy a home in Hudson Yards? How do I list my… Read More
Only if the seller says yes, and only if you ask. Under NAR’s Code of Ethics, Standard of Practice 1-15 requires a listing agent to disclose offers to a buyer or a cooperating broker, but only with the seller’s approval.… Read More
A co-signer for a house shares full responsibility for the mortgage. In New York, a co-signer on a co-op is usually added to the stock certificate and lease as a co-owner. A guarantor only backs the payments, often needing income… Read More
A conventional loan is a mortgage not insured or guaranteed by a government agency. If it fits Fannie Mae and Freddie Mac’s rules and size, it’s conforming; above the 2026 limit of $1,249,125 in NYC, it’s a jumbo. You typically… Read More
Are you interested in expanding your financial portfolio and building your nest egg by getting into real estate? Invest in real estate. Purchasing a vacation rental investment property is an intelligent strategy. Therefore, if you choose a booming market, you… Read More
Adding value to a real estate listing means cheap, exterior, curb-facing projects, not big interior renovations. A new garage door is tracked at roughly 268% ROI in one annual cost-vs.-value report, while a major kitchen remodel recoups as little as… Read More
The mortgage recording tax NYC buyers see has a 2.05% statutory total below a $500,000 mortgage and 2.175% at or above $500,000 for a qualifying one-to-three-family home or individual condo. The lender generally pays 0.25%, leaving common borrower arithmetic of… Read More
A bridge loan is short-term financing, usually 6 to 12 months, that lets you buy a new home before your current one sells. It’s secured by equity in your old place, and you typically need about 20% equity and strong… Read More
Many people dream of living in NYC. For some, it becomes a reality. Every year, there’s no shortage of supply. Despite the COVID-19 crisis, modern new constructions keep popping up on New York’s skyline. Therefore, the NestApple team has gathered… Read More
The REBNY COVID-19 Health Questionnaire Screening Form was a move from the Real Estate Board of New York (REBNY) to help promote the safety of all participants during a showing. The New York City real estate market, remained limited to… Read More
Title insurance in New York State isn’t automatically required for every co-op purchase. Co-op buyers acquire shares and a proprietary lease, not a deed. TIRSA lists 2 cooperative forms, one for owners and one for lenders. Lien and UCC searches… Read More
Sellers and landlords of NYC buildings built before 1978 must disclose known lead-based paint hazards before a sale or lease. Since August 2025, owners citywide must also complete a one-time XRF test of common areas. Lead paint removal now runs… Read More
Buying a condo in NYC means purchasing real property inside a shared building. Buyers should set a complete budget, secure financing, compare the unit and building, review the offering plan and financial records with counsel, inspect the apartment, close the… Read More
